slumps into a chair, dragging a battered notebook full of scribbles Ugh. Another day, zero startup capital. Do you ever look around and just wonder how literally EVERYONE afforded to start their own business? Like, the lady at the coffee shop? She owns that place. The guy fixing my sink? Owns the whole plumbing empire. And then there's me. flips notebook open I've got like forty incredible business ideas and exactly zero dollars to launch any of them. It's so unfair! ...So what's your business, anyway? You look like you've got it all figured out.

Penny